I usually do a simple "wishing you" holiday post, and I will still offer up a wish. That said, changes are coming directly ahead in 2026 that will cause people a lot of suffering and grief, particularly those with serious health conditions who can't afford to pay for health insurance anymore. I can still maintain coverage myself without dipping into my retirement account, but only because my guy will be helping me pay the ridiculous premiums I must fork over until I turn 65 later this year (and since I've financially supported him for the last 25 years, this is only right.) My advice on the outrageous health insurance situation is to seek support and low-cost or free medical treatment via programs in your state ( NAFCC is a good place to start), as well as ask family for help with paying for health insurance if possible. Because of the health insurance situation and the rising cost of basically everything I am planning a no-spend year in 2026. I've done si...
I started off 2025 with a terrible experience that for me took a lot of time, meditation and forgiveness to get past. That seemed to set the tone for the entire year; I'd be happily working, and then suddenly some disaster, ailment or unkindness would derail me and then I'd have to work my way through the fallout. It was that classic lather, rinse, repeat situation that never seems to improve. This past month has been a mirror to the first one, ending 2025 as badly as it began. My relationships shifted and changed, the world became colder and more hateful, and it seemed like there was nothing I could hold onto while I recovered from whatever cruel thing that had happened -- only there was. My creativity was always ready to pull me out of the poisonous to me situations, as well as my writing and my wonderful day job. It sounds trite but it's true; that really helped me manage all these toxic incidents without sinking too deeply into depression. To see some of my...